There are some people who swear by AppleCare and say that you should always buy it for a Mac, especially if the Mac has an LCD screen (because the price of LCD replacement is so high). That would mean getting it for the iMac, MacBook or MacBook Pro. I’ve also heard people with AppleCare say […]
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AppleCare Protection Plans: To Buy or Not To Buy?

AppleCare Protection Plans: To Buy or Not To Buy?There are some people who swear by AppleCare and say that you should always buy it for a Mac, especially if the Mac has an LCD screen (because the price of LCD replacement is so high). That would mean getting it for the iMac, MacBook or MacBook Pro.

I’ve also heard people with AppleCare say that they get superior level of service than standard Apple owners. Of course, this is anecdotal.

In the past, I have bought AppleCare through the Higher Education scheme in the UK, which meant a fixed fee of £50 ($99USD). To me, that was a no-brainer… ? £50 ($99) for a three year warranty is great value.

Now that I don’t have access to that discount scheme, the price is not so attractive:

  • £139 ($276) for iMac
  • £199 ($395) for MacBook
  • £279 ($554) for MacBook Pro

If you are not worried about the technical support you get in the price of the AppleCare Protection Plan, there are alternatives to the repair coverage.

For example, home insurance policies can cover contents. The advantage of home contents insurance is they will usually cover accidental damage while AppleCare officially does not. The disadvantages to this method include a claim on home insurance will usually have an amount of money you must pay first (the excess) that you will have to pay before the insurance company pays out. Also, you could lose your no-claims discount which would mean the cost of the following year’s home insurance would go up. Taking these two disadvantages into account, home contents insurance may not be that cost-effective an option.

Another alternative is third-party insurance for computer equipment. The advantages include no excess, no security requirements and worldwide cover for theft and accidental damage. A simple Google search will bring up offerings of three years’ cover on a laptop for fire, flood, theft and accidental damage from £99 ($196) to £249 ($494), depending on the cost of the laptop.

Do you have experience with AppleCare or third party insurance?

[Source of third party pricing]

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